How to find the best remortgage rates and beat the rise


By Harvey Jones

Remortgaging to a cheaper deal can save you thousands of pounds a year and fix your borrowing costs at a low rate for two, five or even 10 years.

Now could be the perfect time to see if you could get a better deal on any remaining mortgage debt, with big potential savings for those paying over the odds on their lender’s standard variable rate (SVR). Experts warn that today’s cheap deals could quickly disappear if interest rates do rise, so it is worth taking action now.


Remortgaging leapt 10 per cent in the year to July, with 36,800 households refinancing loans worth £67 billion in total, new figures from the Council of Mortgage Lenders show.

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