3 Questions That Can Provide A Spark For Your Financial Plan



By Scott Spann

I’m a financial planner, and I have a confession to make. During the early stages of my career, I didn’t really have my own personal financial plan. Sure, I may have had some good intentions and most of the meaningful aspects of a financial plan were in place such as a budget, insurance, and investments. But I lacked a written plan to help me stay focused on things that matter and avoid distractions from things that could get me off track.

Admittedly, I was never really interested in personal finances until my first real job out of college working as a clinical counselor at a local hospital. In fact, I remember the feeling of slight confusion as the benefits enrollment counselor gave us a brief explanation of our 401(k), 403(b), and 457 plan options. As a financial educator, I work with hundreds of people each year in similar situations and empathize completely.

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