When people toil away in the gym for months without any signs of improvement, they may hire a personal trainer to step up their routine. Yet the same logic doesn’t necessarily apply when it comes to finances.
Some common misconceptions help explain why people avoid seeking professional help managing their money: Financial advisors only work with rich clients. They cater only to people who have complex investing needs. Their high fees can’t be justified with so many lower-cost alternatives available.
Indeed, hiring a financial advisor isn’t the right choice for everyone. There are numerous ways to achieve your financial goals, not all of which involve paying a professional.
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