How much for a sandwich? Try $90,000 in lost savings


By Adam Shell

That ham-and-cheese, bag of chips and diet soda you bought for lunch during work is no big deal, right? It’s just $11. Nothing more than a rounding error in your personal finances.

Or is it?

Let’s phrase the question another way: Is eating lunch out two times a week worth losing out on a potential investment windfall of $88,000?

Turns out the average American forks over $11.14 twice a week for lunch, according to a Visa survey, but if they skipped that meal and redirected the $1,043 spent each year into an investment account earning 6%, they would have an estimated savings of $88,500 thirty years later.

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