Despite optimism, U.S. employees keen for workplace financial help

Tired businesswoman sleeping on the desk.


While the revitalized United States economy and strong financial markets are part of the story, the biggest factors affecting American employees’ financial optimism are tied to their personal situations, a study from Bank of America Merrill Lynch has found.

The majority (87 per cent) of employees are optimistic about their financial future, including 48 per cent of millennials, 37 per cent of generation X-ers and 22 per cent of baby boomers who said they’re very optimistic. The top reasons for their sunny outlooks are living within their means (51 per cent), being in good health (49 per cent) and having a well-paying job (45 per cent).

But because their optimism depends on their individual situations, significant numbers of employees are concerned about those situations changing unexpectedly.

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