Family finances: Streamline your credit, banking

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By Lisa Gerstner Kiplinger’s

To simplify your credit and banking life, the trick is to use one credit card and put all accounts under one roof.

Pick a single rewards card with a generous payback on everything you buy and you’ll have just one credit card bill to pay each month, a single statement to monitor for errors and fraud, and one rewards program to track.

Plus, you won’t have to think about which card to pull out at the register. With the Citi Double Cash card (annual percentage rate: 13.49 percent to 23.49 percent), you’ll earn 1 percent when you make a purchase and an additional 1 percent when you pay the bill, for a total of 2 percent back on everything you buy.

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