Money challenge: You can’t manage what you don’t measure.

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If you’re like most people, you have no idea where your money goes each month — which is interesting since you are the one spending it.

Tracking your spending for the first time can be an eye-opening experience. In fact, it shocks most people the first time they do it.

I don’t remember what I did 23 days ago, so how would I remember what I spent my money on 23 days ago? It’s impossible to remember every coffee, every bill and every Amazon order. There’s just too much to keep up with between online and offline purchases, bills and autopay. It’s for this very reason that you need to track your spending. The good news is that you don’t have to remember it all, you just have to track it.

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