Signs You Should Start Taking Your Finances More Seriously

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More than half of U.S. adults give themselves a grade of A or B when it comes to their financial knowledge, according to the National Foundation for Credit Counseling’s 2016 Consumer Financial Literacy Survey. Although the majority of Americans think they have a good understanding of personal finance, the survey shows that many people still don’t have good money habits.

“You might think that if someone is in financial trouble, they know it,” said Neal Frankle, a certified financial planner and founder of WealthPilgrim.com. “But my experience tells me that it’s very easy to be deep in a financial pit without even realizing you have a problem.”

Despite what you think, you might not be taking your finances seriously. Here are nine signs that you aren’t, as well as tips on how you can take control of your money.

You Don’t Have a Budget or Spending Plan

Even if you think you have an idea of how much money you’re spending each month, you won’t get ahead financially if you don’t know exactly where your money is going and where you actually want it to go.

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