By now you are probably adapting to the latest additional inconvenience at the check-out stand: inserting your chip card and waiting for authorization. Thanks to the recent epidemic in data breaches, merchants in the United States are finally catching up with the rest of the world in adopting this technology to render card counterfeiting much more difficult. Perhaps not surprisingly, cyber crooks are not giving up without a fight, and are now turning their attention to a more vulnerable transaction mode.
They are trying to rip you off online.
Increasingly, hackers are targeting shoppers who never present a physical card for payment and are therefore not protected by the pin and chip security technology.
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