20 Easy Ways Millennials Can Build Credit


By Andrew DePietro

When it comes to attaining major financial goals in life, millennials could be in for a rude awakening. According to a study by ValuePenguin, nearly 40 percent of people age 30 or younger have credit scores of 620 or less, which is considered as having poor to bad credit.

Young consumers might not realize how much of an impact their credit, especially bad credit, can have on their lives until they are in the market for a car, apartment or mortgage and run into trouble. Fortunately, though building credit and credit knowledge might seem daunting, it’s more boring than difficult. To minimize the boredom, take a look at these 20 ways you can learn how to boost your creditworthiness.

1. Before anything, investigate credit reports and monitoring.

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