Things You Need to Know if You Want to Master Your Money

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By Christine DiGangi

It’s ironic people shy away from talking to others about money, considering everyone has to deal with it. But instead taking advantage of this shared experience, a lot of people keep their questions to themselves and outwardly pretend they understand what they’re doing with money. Only once they’ve dug themselves in a hole do they start asking for help.

No one is born understanding personal finance. It’s mostly on you to figure it out as you go, which doesn’t always work out well.

“Typically in America you don’t learn about these things — you don’t learn about debt and interest,” according to Alex Sadler, managing editor of Clark.com, the namesake site of personal finance and early retirement icon Clark Howard. “You’re handed a credit card … and it’s up to you to read the fine print. People get into serious trouble.”

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