Americans Want Excellent Credit, Confident With Personal Finances



By Marvin Dumont

In this economy, Americans are serious about their money and financial goals.

Despite the labor participation rate hovering around 62 percent, Americans are confident about their personal finances and most are motivated to improve their profile. More than four in five Americans (81 percent) say they are confident they will improve their credit and 82 percent are willing to do what it takes to improve their score.

That’s because a good profile is seen as a roadmap to success. So much so that one-third (32 percent) of people surveyed say they’d rather have “excellent” credit than receive one million dollars. And 70 percent view it as key to unlocking the American Dream.

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