How You Can Live Rich on a Budget

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1. Travel

The average cost of a four-day domestic vacation is $581 per person, and a 12-day international trip averages out to $3,251, according to the Bureau of Labor Statistics Consumer Expenditure Survey.

Getting to your destination typically consumes nearly half of the overall cost, while lodging costs take up about 26 percent of domestic vacation expenses and 21 percent of international trip expenses.

To stick to your budget when traveling, consider taking advantage of frequent flier miles or credit card rewards that can be converted to airline miles or used to pay for hotels or other travel perks. If you have a flexible schedule for your trip, you can also sign up for airfare price alerts to stay updated when the cost of flights to your desired destination fall within your set budget.

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