Personal finance is simple, right? Spend less than you earn, invest the rest wisely, and grow rich. It does not get much easier than that. So why are we not all millionaires living life on our own terms?
Often, people get caught up in misconception that success is extremely complicated or requires great sacrifice. While it does take some discipline to reduce monthly spending and tuck more money away, it’s well within reach for anyone who wants it badly enough. It’s easy: just build a high savings rate and invest your money wisely, and you’ll be on the fast track to financial independence and early retirement.
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