5 life insurance questions you’re too embarrassed to ask

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By Barbara Marquand

Applying for life insurance means answering some pretty personal questions. For example: How much do you weigh? (We’re talking the actual number, not the aspirational estimate on your driver’s license.) Do you smoke marijuana? Whom do you want to get the life insurance money when you die? Wait — not your spouse?

Don’t let any of that stop you from getting a life insurance policy. Here are the answers to five questions you might be embarrassed to ask your insurance agent.

1. Am I too fat to buy life insurance? 

Probably not.

Even if you’re overweight according to your body mass index (BMI), a common measure of fat based on your weight and height, you can still qualify for good rates with a lot of companies, says Ryan Andrew, owner of the Andrew Agency insurance brokerage in Richmond, Va.

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