4 ways millennials are smarter about money than boomers

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Man Sitting at a Table Using a Calculator

Man Sitting at a Table Using a Calculator

By Kelli B. Grant

To manage your money better, it might be time to take a page or two from millennials’ playbook

Millennials’ financial challenges and questionable money decisions have been well documented. Among the noted issues: stagnant wages, mounting student-loan debt, a reluctance to enter the stock market and a tendency to overspend on their social lives.

But millennials are also making a few smart money moves that other generations would do well to emulate, according to TD Ameritrade’s Next Generation Research report. The survey compared savings and spending habits of 1,038 boomers and 1,062 millennials.

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