Home warranties can be worth it

but read the fine print

is-a-home-warranty-worth-the-cost

By Deborah Kearns

When Courtney St. Gemme-Chandler and her husband bought an older home in Aurora, Colo., in 2012, they assumed it would need some minor TLC. But their elation at the closing table soon turned to frustration when the house started falling apart — and repair costs began piling up.

Right after they moved in, a pipe burst under the concrete in the basement. That was followed by a broken dishwasher, a non-functioning electrical panel and faulty electrical wiring. Luckily, the couple’s real estate agent had purchased a home warranty for them as a closing gift.

None of these problems had come up during their home inspection. The home warranty, as it turned out, was a fortuitous gift that saved them $2,000 on repair costs.

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