Personal finance classes prepare local students for the future




Only 57 percent of Americans passed a global study about financial literacy by Standard & Poor’s Ratings Services, the Gallup World Poll, the World Bank and the Global Financial Literacy Excellence Center at George Washington University. But local schools and programs are working to improve the financial literacy of Douglas County residents.

Diane Mahoney, owner of the Roseburg business Environné, started the Business Academy program for Umpqua Valley Christian School, teaching Personal Finance and Intro to Business.

“It teaches us responsibility and how to invest our money and be smart about spending,” said one of Mahoney’s students, Alicia Estrada, of the personal finance class.

“We learned about emergency funds and how it’s better to start saving now and not spend everything all at once,” added student Morgan Willis.

They also learned about using checking accounts, investing, budgeting, filing taxes, bargain shopping and more while using a program by Dave Ramsey, a national financial expert.

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