Americans Still Generally Upbeat About Personal Finances

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3.Personal.Finance.Tips.for.Choosing.a.Credit.Card

By F. McGuire

A total of 44 percent of U.S. adults say they are financially “better off” than they were a year ago, while 35 percent say they are “worse off,” a new Gallup poll has found.

Another one in five (21 percent) say their financial situation is about the same. This year-over-year financial assessment is slightly less positive than what Americans reported in 2015, when 47 percent said they were better off and 28 percent worse off, Gallup reported. But it is much rosier than the mostly negative assessments recorded between 2008 and early 2012, Gallup reported.

Since Gallup began polling on this question in the 1970s, Americans’ financial assessments have fluctuated, usually along with the health of the U.S. economy. Only a handful of polls have found a majority of Americans saying they were “better off” than the previous year, including those during the dot-com boom from 1998 to 2000.

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