How To Save Money At Home in 2015

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Life sure is getting tough. Prices of everything, right from food and gas to clothes and shoes have increased; and when you look at your savings, it all comes to naught. Thankfully, there are simple ways to save money at home. If you use these tips, you will be quite pleased with the cost savings you’ve managed to achieve at the end of the year.

Start with Cutting Corners

It sounds like a difficult task, but it isn’t. Take a look at your life. You must be eating out a couple of times a week; going out with friends for a cup of coffee; and buying branded food products. All these are unnecessary expenses. You can cook and eat at home. It is healthier and more affordable. Create a ritual to enjoy coffee with your loved ones. Basically, cutting corners means getting rid of the frills that eat into your monthly budget without you even realizing it.

Change Your Appliances

It is time to take stock of your household appliances. If you are holding on to old appliances, they are sapping your funds. These appliances in all probability are not energy efficient. When appliances aren’t energy efficient, they use more energy to function. More energy usage equals to paying more for utilities. So, whether it is your refrigerator, microwave, dishwasher or washing machine, make sure they are energy efficient. The reduced utility bills will prove to you that you are saving money by making the switch.

Cycle, Walk or Take Public Transport

We have become so used to our cars that we don’t realize how much money we are spending on gas. You can easily save this money by cycling, walking or taking a bus or subway. Make it a habit to use one of these modes to get to work and back, and also use these when running small and quick errands. Use your car just when you have to go long distance.

Grow Your Veggies and Herbs

Everyone needs vegetables and herbs on a daily basis. Instead of spending money in a supermarket buying inorganic vegetables and herbs, begin growing your own. You can maintain a kitchen garden and have a supply of fresh, organically grown vegetables and herbs the whole summer. Check your local nursery to find out what kind of vegetables and herbs you can grow. Remember, starting from seeds is even more cost effective.

Start Saving

While we look for ways and means to save money at home, it also is important to begin saving. Whatever money you save each month, you can put it into your savings account and get a small interest from your bank. At the end of the, this saving will be substantial enough for you to invest it somewhere, so that it grows further.

These are useful tips to get you on the path of saving money at home in 2015. There are several more methods to save. Begin with these saving techniques to build a tiny, but steady, nest egg for yourself.

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James Patrick

James is a financial expert who has contributed several business and finance related articles. His expertise and first-hand knowledge of economics makes his blogs and articles informative and helpful for those looking out for guidance and assistance in matters related to finance.

He has an active schedule of TV and radio interviews

He is co-host of the popular VT Radio show Jim and Gordie Show.

latest-articles-buttonJim comes from an old military family dating back to the American Revolution. Dozens of Confederate ancestors fought for the South in the War Between the States. Uncles fought in WWII and Korea. His father was a WWII P-40 and later P-51 Mustang fighter pilot. Vietnam found several uncles serving, a cousin, and brother Wendell as a young Ranger officer. His mother was a WWII widow at 16, her first husband killed with all 580 aboard when the SS Paul Hamilton, an ammunition ship with 7000 tons of explosives aboard, was torpedoed off the coast of Algiers.

He has been writing, speaking and doing public relations, television, consulting and now multimedia work for a variety of American heritage, historical, military, veterans and Intel platforms. Jim’s only film appearance was in the PBS Looking for Lincoln documentary with Prof. Henry Lewis Gates, and he has guest lectured at the Army Command and General Staff School at Fort Gordon.

Currently he is working to take his extensive historical video archives on line to assist his affiliated organizations with their website multimedia efforts, such as the Military Order of World Wars, Atlanta, Sons of the American Revolution, Sons of Confederate Veterans , Assoc. for Intelligence Officers, the Navy League, Georgia Heritage Council, National Memorial Assoc.of Georgia.

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