If there’s anything certain in life, it’s the fact that nothing is certain! Emergencies seem to pop up at the most inopportune times. Although you can’t prepare for every single situation that could arise, you can get through emergencies more easily by implementing these ideas.
Make a Home Inventory
Fire, flooding and robbery are just a few of the things that can cause severe damage to your home. If you suffer a major loss, it is sometimes difficult to remember everything that you need to replace. That’s where a home inventory can be very handy.
There are kits available that will help you create an inventory, or you can choose to do it yourself. You’ll simply need a camera and something to write with. Go through the rooms of your home one at a time, and write down all of the room’s contents on your list. You should also take a few minutes to snap pictures of any valuable or unusual items.
Check Your Insurance Coverages
Getting home insurance is the best way to ensure that your property is protected. Even if you’re already insured, take some time to check your coverages. For instance, some insurance policies cover damage due to flooding, while others do not. Making sure you’re covered with Underwriters Insurance Brokers (BC) Ltd home insurance is important for every family as you have no idea what emergency might occur. In addition to checking your home insurance coverage, it’s also a good idea to make sure that you are adequately protected through your automobile and life insurance policies.
Create an Emergency Kit
Time is limited when you’re dealing with a true emergency, and you can keep your family safe by having a well-stocked emergency kit handy. Keep a supply of first aid and hygiene items within reach, along with at least a week’s supply of any necessary medications.
Bottled water, cleaning supplies, non-perishable food items and cash are other important items to include.
Keep Important Documents Safe
If you had to evacuate your home within the next five minutes, what would happen to your most important documents? If fire or flooding occurs, will all of your paperwork be lost, too?
You can prevent the loss of important paperwork by getting everything organized before something goes wrong.
Scanning all of your documents into your computer is a good start because you’ll have something to start with even if the original documents are lost. You should also keep the original copies of your passport, birth certificates, property deeds and other important paperwork in a waterproof and fireproof box. When everything is in one place, you can quickly grab it if you need to evacuate.
When you do everything possible to prepare in advance of an emergency, you can enjoy the peace of mind that comes from knowing you’ve made every effort to keep your loved ones safe.