VA Home Loan Question: Can I use a Co-Signer if my Credit Score is Not Sufficient?

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If you do not have a credit score at or over the current credit score requirement from the lenders, which in this market is 580, can you use a co-signer so that you can get a VA Home Loan?  That’s a great question and the answer is….NO! Unfortunately a co-signer is for income/debt qualifying only!  It’s not used to make up for credit scores that do NOT meet current lender requirements

 

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