Save Up to 6% on Closing Costs for VA Loans


By Francisco Lozano, VA Loan Specialist,

Okay, so we are in a buyers market right?  Heck, last year, everyone was a desperate buyer.  But now the tables have turned and there are simply more sellers than there are buyers.  It’s creating pressure on the sellers side and forcing them to make concessions to move their stagnate and beat up inventory.  In fact, you may have noticed that sellers are offering all kinds of incentives to buy their properties and you, the buyer, are the beneficiary. 

Okay, so how to save even more! What do to…..

Well, the VA allows for negotiation on who pays the closing the costs  Yep, that’s right!  It’s negotiable!  Now, you’ve probably have all heard of the VA Funding Fee right?  That’s NOT what we are talking about.  We are talking about those pesky closing costs like escrow fees, appraisals, origination fees, etc….which can run between 4% to 6% of your loan.

I mean most deals that are coming in now are having the sellers pay for those fees.  Buyers are asking for it and getting the sellers to concede.  Yeah, it’s happening right now so get on that train okay!

Okay, proceed forth and negotiate strong.  After all, play your cards right and you’ll end up with virtually a nothing down, nothing out of your pocket VA Home Loan deal.


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