FORECLOSURE ISSUES: Qualifying for a VA Home Loan

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VA Guidelines currently say a Foreclosure on your record needs to be 3 years old before you can get a new loan.

Conventional Loan Guidelines are changing and getting tougher.  In fact, effective June 1, it will be 5 years before you can get a new loan using Conventional Guidelines.  At this time, VA has not followed this more stringent guideline.  But it could happen as everyone is getting tougher on qualifying. Stay Tuned.

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